Introduction
The standard deposit insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.
The FDIC brochure, “Your Insured Deposits” provides more detailed information on insurance coverage limits and how to qualify for more insurance coverage.
You may also utilize the FDIC’s Electronic Deposit Insurance Estimator (EDIE) to calculate and print a report of how the insurance rules and limits apply to your specific group of deposit accounts—what’s insured and what portion (if any) exceeds coverage limits.