Introduction
Our checking account offerings are simple and straightforward. And in addition to a free box of checks, they include the expertise of Mechanics Bank’s kind, caring, and very knowledgeable staff, who are always ready to jump into questions or conversations.
Senior Checking(for ages 55 and older) A checking account plus perks. |
Interest CheckingA basic transaction account featuring traditional checks and/or debit card ability. |
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Minimum Opening Deposit |
$25 | $25 |
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Minimum Balance Requirement |
None | $250 |
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Online & Mobile Banking with Bill Pay* |
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Interest Earning |
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Debit Card with Rewards Program |
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Overdraft Protection† |
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Additional Features / Requirements |
Free first box of checks (limited to specific designs) | One $10 service charge per month, if the balance drops below $250 |
*Bill Pay is free for the first 25 transactions per statement cycle and available only to those 18 years and older.
†Overdraft protection is a discretionary feature that may not be available immediately on new accounts and may charge additional fees.